Bank Independent, headquartered in Sheffield, Ala, is proud to announce the promotion of team member Ray Nichols as Mortgage Loan Originator.

Ray Nichols will serve the Western Market and the Shoals area. He joined the bank in 2021 as a Mortgage Relationship Specialist. He is a 2007 graduate of Florence High School and received a bachelor’s degree in History from Auburn University in 2011. He spent 10 years in the food and hospitality industry before joining Bank Independent.

“Ray has held an important role on our team in support capacities, and is very deserving of this promotion to a Mortgage Loan Originator,” Bank Independent SVP Mortgage Lending, Amy Henry, said. “He has a passion for our mission and demonstrates a genuine desire to develop relationships and serve others. We are excited to see him continue to grow and make a positive difference in the communities he serves.”