Merit Bank is thrilled to announce the addition of Teresa Smith as Vice President / Relationship Manager. With 35 years of banking and leadership experience in the north Alabama area, Teresa has a proven success record of business development, retail and market management, and strategic leadership as a character of unwavering commitment to success.

The recipient of numerous All-Star and Circle of Excellence Awards, Teresa’s ambition is frequently recognized with her achievement in business development and expertise in Commercial & Agribusiness lending. Teresa has not only made her mark on the banking industry, but is a visionary leader in Athens-Limestone County area, where she has served on Boards for the Athens-Limestone Public Library Foundation, Athens-Limestone Hospital Foundation, and the Limestone County Economic Development Association. She was instrumental in reorganizing the Ambassador program for the Athens-Limestone Chamber of Commerce in 2006 and proudly helped coordinate the ‘Flags over Athens’ program to benefit the Alabama Veterans Museum; where those flags are displayed on Holidays along Highway 31 in Honor or Memory of Veterans. She is also member of the Athens Ladies Civitan club where she has held numerous positions.

She is a member of Lindsay Lane Baptist Church and a co-facilitator for their Griefshare program. Teresa’s dedication to developing and growing meaningful relationships is an inspiration to all who have the pleasure of working with her. Merit Bank is proud to announce her commitment to the team.